Temperatures are beginning to warm up, which is excellent news, but it also means more storms are likely to be on the way. Unfortunately, cars often suffer damage in spring and summer storms. It doesn’t have to be a whole season of storms- just one major storm can lead to extensive damage to an automobile. What kind of damage does a storm do to a car, and what should you do if it happens to you?
- The storm damage depends on the type of storm. Of course, a hailstorm can cause extensive damage, denting the body or even breaking the glass. However, a thunderstorm can do similar damage if the winds get high enough. When trees and limbs are blown down and hit your car, they can also damage the body and break the glass. Water from storms can also do serious damage, though, causing your car to rust prematurely or ruining engine components like the cylinders and electrical system. Water is hard on the interior of a car, too.
- If your car is damaged, be careful. Don’t start it if it has flood damage; this might damage your engine. If you can, secure your car in a garage. If that’s not possible, though, be sure to cover it with a tarp if there’s any glass damage. You don’t want to allow water to get into your car and cause further damage.
- Get in touch with your insurance company. After carefully documenting the damage by taking photos of the car and surrounding area, contact your insurance company. Your agent will be able to tell you the specifics of your policy, including the amount of your deductible and how to file a claim for the repairs. If you have items in your vehicle that were also damaged, call your homeowner’s insurance company as well.
- Be aware of what insurance will cover. If you have comprehensive insurance, you’re probably covered for storm-related damage. Comprehensive coverage applies to damage not sustained in a collision, like flooding, hail, and damage from falling objects. Once you’ve paid your deductible, the rest of the cost to repair the car will probably be covered by your insurance, unless the car is not worth as much as it will cost to repair it. In that case, the insurance company will declare your car a total loss and pay you the cash value instead. Don’t expect your homeowner’s policy to protect the car, though, even if it was parked in the driveway.
- Get your car repaired in a timely manner. This will not just keep your car looking and operating at its best but will also help it maintain its value. Often, minor dents and dings can be fixed using paintless dent repair, which is faster and less expensive than other types of dent repair. It’s important to get the glass repaired or replaced as quickly as possible because even small chips and cracks can grow and spread. When the glass is compromised, it has a major impact on your car’s safety and functionality. Of course, it goes without saying that major repairs like engine or electrical repairs should be done immediately.
Any time your vehicle is in an accident, no matter how major or minor the damage may be, contact B&L Automotive Repairs. We’ll make sure that the car is repaired completely, leaving no hidden damage that could potentially make it unsafe. A family-owned business, we have over 30 years of experience handling every kind of body and mechanical repair, and we’ve even got a play area to entertain the kids while you wait. Our expert staff is continually trained and updated, and our state-of-the-art equipment allows them to serve you with the highest level of expertise. No matter what make and model you drive or which insurance company you use, we will provide fast and reliable service to ensure your needs are met. Call us today at (773) 463-1622, or contact us through our website for more information.