Many of us have experienced it. You’re on the road driving and minding your own business, and then it hits you. Getting rear ended is a sure-fire way to ruin your day. It’s often jarring and takes a few seconds to realize what has just happened to you. Many drivers are in shock when they get rear ended, and they may not know exactly what they should do. Read this step by step guide so you can be prepared if and when this unfortunate event happens to you.
Check for Injuries
The first thing to do is check yourself for injuries. Next, you should check on the passengers in your own vehicle, and then on those riding in other vehicles impacted by the accident. If anyone is severely hurt, be sure to call for medical assistance.
Report the Accident
Even if there isn’t much damage or the other driver is asking you not to, you need to call the police to report the accident. They’ll come to the scene and provide a written accident report which is especially important when it wasn’t your fault. Make sure you get a copy of the report because you might need it for your insurance or other claims.
Document the Scene
Almost everyone has a camera on their phone, so take photos or videos of the accident scene. You should also write down what you were doing when the other driver hit you and how it happened. Do this as soon as possible so you don’t forget, especially if you have whiplash.
Even though you may be angry at the other driver, you need to exchange information. Don’t admit fault or make any statements that might come back to hurt you later on. Get the other driver’s name, address, phone number, driver’s license number, and license plate number.
Contact Your Insurance Company
Call your insurance company or contact them online and provide them with the information you have gathered. You’ll also want the police report, any photos or videos, and your written description of the accident.
Getting Your Vehicle Repaired
After everything else has been taken care of, it may be time to have your vehicle repaired. The experienced experts at B&L Automotive offer a lifetime guarantee and will work with your insurance company on your behalf. Give us a call today at (773) 463-1622 to schedule an appointment.